MetLife

Please read the following terms and conditions carefully before using this MetLife web site or any of the MetLife group's other web sites. You should review these terms and conditions regularly as they may change at any time at our sole discretion. The following terms and conditions apply to this web site and we may add to or supersede certain provisions of these terms and conditions with other provisions located in other parts of a MetLife group web site.

1. Liability

We make reasonable efforts to ensure the accuracy of this web site, but accuracy cannot be guaranteed and we make no warranties or representations as to its accuracy. Furthermore, nothing contained in this website is intended to amount to advice and you should not rely on the contents of this website when making decisions. Rather, you should seek your own independent advice.

Under no circumstances shall we be liable for any direct or indirect, special, incidental or consequential damages that may arise from your use of, or inability to use, this web site. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

This web site content is provided "as is" and without warranties, representations, conditions and other terms of any kind, either expressed or implied, including, but not limited to, implied warranties and conditions by law of satisfactory quality, fitness for purpose and use of reasonable care and skill. These are hereby excluded to the fullest extent permissible by law.

2. We do not have responsibility for links to Third Party Content

Links to third party web sites are provided for your convenience and information only. The content in any linked web sites is not under our control and we are not responsible for it.

We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not necessarily mean that we endorse, authorize or sponsor that web site, nor that we are affiliated with the third party web site's owners or sponsors.

If you wish to link to the MetLife Assurance website, please contact our webmaster. If you are an Employer, Trustee or Pension Manager and wish to link your Company or Scheme web site to this site, please contact your MetLife Assurance representative for instructions.

3. Privacy/Treatment of Information or Data Transmitted to Us

Personal information transmitted to us will be treated in accordance with our Privacy Policy.

4. Proprietary Rights and Restricted Use

This web site's content is copyrighted and protected by worldwide copyright laws and treaty provisions. In addition, this web site's content is protected by trademark laws, the laws of privacy and publicity, and communication and financial services regulations and statutes. You are not authorized to post on or transmit to or from this web site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.

You may print a copy of the information contained herein for your personal use only. Subject to this, you may not sell, copy, publish, distribute, reproduce and/or create any derivative works from the information on this web site. You may not redeliver any of the content or the pages, text, images or the content of this web site using "framing" or similar technology, and you may not link to any page of the this web site without our prior written permission. You may request permission by contacting us.

5. By providing content, we do not allow you to use Trademarks referenced in this Web Site

MetLife Assurance Limited are the copyright owners of all text contained on this web site. METLIFE and other trademarks and service marks of Metropolitan Life Insurance Company, or its subsidiaries or affiliates that may be referred to on this web site are the property of Metropolitan Life Insurance Company or one of its subsidiaries or affiliates.

Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or the MetLife logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission. You are not authorized to use the MetLife logo as a hyperlink to this web site, unless you obtain our written permission in advance.

6. We are not providing Investment Advice or Soliciting Offers

Nothing in this web site constitutes investment advice. In addition, investor relations materials and any other information that you may access from any MetLife group web site are not offers to sell or solicitations of any offer to buy any security or any insurance product. No security offered by MetLife, Inc., its subsidiaries or affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity which is not properly licensed to do so in such jurisdiction.

7. All MetLife Products, Programs and Services may not be available in your area

This web site is controlled by us from our offices within the United Kingdom. Except as specifically stated, we make no representation that content or materials in this web site are appropriate or available for use in other jurisdictions. Access to this web site content or materials from jurisdictions where such access is illegal is prohibited. If you choose to access this web site from other jurisdictions, you do so at your own risk. You are always responsible for your compliance with applicable laws. The laws of England and Wales will govern the content and materials contained in this web site, without giving effect to any principles of conflicts of laws and you agree to submit to the exclusive jurisdiction of the courts of England and Wales in relation to any claim, dispute or difference arising from these terms.

MetLife, Inc. and its affiliates and subsidiaries are not authorized to do business in every jurisdiction. Information that we publish on this web site may contain references or cross-references to products, programs or services of MetLife, Inc., its subsidiaries or affiliates that are not available in your state or country. Contact us for information regarding the products, programs and services which may be available to you.